Poor Finances is a series of reports on poverty, asset building, and social policy. The purpose of the series is to assess the state of knowledge and policy development and to synthesize recent progress in these areas. America has a longstanding history of promoting ownership, and new opportunities for people to save will likely increase the number of individuals and families able to build assets and improve the economic security of all Americans. Greater inclusivity and accessibility of traditional approaches to expanding ownership may make it easier for lower and middle income families to save. While the focus of this series of reports is on asset accumulation and asset-based policies for low-income individuals and families, the conceptual frameworks developed are not limited to low-income populations. This broad approach helps to identify the overall critical issues that relate to asset holding for all populations. Read more.