In this brief, we examine data newly released by the GSEs (to support their risk-sharing transactions) to determine the size and scope of the mortgage repurchase problem and to analyze the impact of recent efforts toward clarity on mortgage repurchases. We conclude that there have been three significant impacts which should lead to greater lender certainty: Earlier due diligence, substantial clean-up of legacy loans and greater GSE consistency. This brief also reviews the specific actions taken over the past three years to address this concern.